In fact, the banks in the main city are all the same, mainly depending on your convenience. Bank cards are just a convenience. If I were you, I would choose some banks with more outlets because it is convenient to go out for a day. As for the card opening fee or annual fee, it should be a rural commercial bank now, and it is possible to post it. I didn't accept it before, so I don't know now. Please ask questions!

If you want to save some money every month, I suggest you invest in some funds now, and ask for a minimum 200 yuan every month. It's worth it in the long run. Although I don't buy funds now, I mainly think it's too slow. But it is very stable.