There is money in social security. Generally, the money in social security cards is determined based on the average salary of employees in the city in the previous year. Generally, individuals pay 8% and the unit pays 20%. The higher the salary, the higher the social security.

The more money there is.

The balance in the health account can be used directly to buy medicine, while the balance in the personal account needs to be used for medical treatment in the hospital.

1. Is there money in social security? What kind of money is it? There is money in social security, but the money in the social security card cannot be withdrawn.

Although the social security card in your hand is a bank card, the social security account of this card is separate from the bank account.

That is to say, the monthly pension insurance payment is actually included in the social security account established by the Social Security Center with the ID number.

Social insurance funds include basic pension insurance funds, basic medical insurance funds, work-related injury insurance funds, unemployment insurance funds and maternity insurance funds.

Except for the basic medical insurance fund and the maternity insurance fund, which are jointly established and accounted for, other social insurance funds are accounted for and accounted for separately according to the types of social insurance insurance.

Social insurance funds implement the unified national accounting system.

Social insurance funds are earmarked for exclusive use and may not be misappropriated or misappropriated by any organization or individual.

Basic pension insurance funds will gradually implement national pooling, and other social insurance funds will gradually implement provincial level pooling. The specific time and steps will be stipulated by the State Council.

2. Will the money in the medical insurance card expire? 1. The money in the medical insurance card will not expire or become invalid. The money in the medical insurance card will always accumulate.

Some insured people believe that the money in the medical insurance card can only be given to themselves. If they do not get sick or be hospitalized in their lifetime, the money will be in vain. This view is also wrong.

The medical insurance system has clearly stipulated that personal account funds can be accumulated and inherited. If the insured cannot use up the savings in the medical insurance card, his or her descendants can continue to use it.

2. However, one thing is that if the money in the medical insurance card is not used to buy medicine or go to outpatient treatment, it cannot be withdrawn and can only be consumed.

If you find somewhere that says you can exchange your medical insurance card for cash, this is an illegal operation and you will lose the money you withdraw.

In addition, the specific amount of money in the medical insurance card varies across provinces and municipalities across the country.

3. Some citizens are worried that after applying for a "social security card", the money in their previous "medical insurance card" will be wasted if they cannot use up the "social security card", so they go to pharmacies to buy medicines as much as possible during the period before applying for a "social security card".

Spend all the money in your "medical insurance card".

In this regard, social security people said: The money in citizens' "medical insurance cards" will not be wasted, because the money in the "medical insurance cards" will be transferred to the "social security card" in full, and citizens can continue to use it.

To sum up, the social security card contains money, but this money cannot be withdrawn, but it can be used to register at the hospital and buy medicines.

And depending on the individual's salary, the proportion of social security paid by each person is different, and the specific amount of social security is determined according to each person's situation.