Do I need to pay deed tax and maintenance fund before handling the mortgage?

You don't need to pay deed tax and maintenance fund before you apply for mortgage, but you need to pay deed tax and maintenance fund certificate when you apply for real estate license, so you only need to pay it before you apply for real estate license, and you need to keep the invoice.

The mortgage loan preparation materials are as follows:

Original and photocopy of the ID card of the borrower and spouse;

Original and photocopy of the household registration book of the borrower's husband and wife;

Proof of marital status;

Original purchase agreement;

Original and photocopy of advance payment receipt for 30% or more of the house price;

Proof of income;

Bank flowing water;

Certificate of academic qualifications;

Bank deposit certificate;

Other financial certificates;

The developer's collection account number;