The subscription rate of the fund website is 0.6%, and the redemption rate of the fund website is 0.5%, or none.

Generally speaking, it is more cost-effective to buy through the stock market, but only LOF, closed-end funds and ETFs can pass through the stock market, and more funds cannot be bought, including some excellent star funds. In addition, if you buy through the stock market, you can only choose cash dividends, and you can't choose dividends and reinvest. If the fund pays more dividends, the interest rate will be higher when you buy with dividends. At this time, the rate of buying funds through the stock market is higher. In addition, funds bought through the stock market cannot be converted into funds, and fund conversion can save costs, so this is not conducive to reducing the overall rate.

The biggest advantage of buying through the stock market is liquidity, which is T 1 transaction, while buying through the fund website is T5.

So it is much better to buy through the stock market. When you get the money, you will deeply feel the pain.

Summary: from the liquidity point of view, it is better to buy through the stock market, and from the rate point of view, it is similar, so it is recommended to buy through the stock market as much as possible.

Recommendations: 50ETF, SME ETF, SZSE 100ETF, Fund Xinghua, Fund Anshun, Huaxia Blue Chip, Huaxia Industry, Xingye Trend, Guo Fu Tianfeng, etc.

Cautious recommendation: 15000 1, 150002, 150003, 150007.