Lanshan district, Linyi City is located in the southeast of Shandong Province. Located at the intersection of north and south in the east of China, in the middle of the Yangtze River Delta and Bohai Sea. It is the seat of Linyi Municipal Party Committee and Municipal Government. It is the political, economic, cultural and commercial center of Linyi City.
In 20 13, lanshan district administered 4 streets, 7 towns and 1 industrial park with a total area of 839 square kilometers. Lanshan district has a long history and culture. Founded in 492 BC, it has a history of more than 2,500 years. It is a famous historical and cultural city in Qilu.
There is a bamboo slip museum in the Han tomb, and Sun Tzu's Art of War was unearthed. This is the hometown of calligraphy sage Wang Xizhi, the most filial Wang Xiang, famous calligrapher and strategist Yan Zhenqing, Benedict sage Min Ziqian. Known as "the ancient city of southern Shandong is beautiful, and there are many literati in Langya".
: First, the development of medical insurance
1. Medical insurance refers to the insurance that pays the insurance money on the condition that the medical behavior agreed in the insurance contract occurs, and provides protection for the medical expenses of the insured in the medical process. Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality.
Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are jointly paid by the employer and the individual, and the medical insurance benefits are paid by the medical insurance institution to solve the medical risks caused by employees' illness and injury. Medical insurance, like other insurances, collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; If the insured goes to a medical institution for treatment and medical expenses occur, the medical insurance institution shall give certain economic compensation.
2. Therefore, medical insurance also has two major functions of insurance: risk transfer and compensation transfer. That is, the economic loss caused by the disease risk is distributed to all members threatened by the same risk, and the economic loss caused by the disease is compensated by the centralized medical insurance fund. Medical insurance covers a wide range of responsibilities, and medical expenses are generally differentiated according to the characteristics of medical services, mainly including doctor's outpatient expenses, drug expenses, hospitalization expenses, nursing expenses, hospitalization miscellaneous expenses, operation expenses, various examination expenses and other medical expenses, which are all kinds of expenses incurred by patients for treatment. It includes not only the doctor's medical expenses and operation expenses, but also the expenses of hospitalization, nursing and hospital equipment.