1. 15 years increased 19 times! During the period of 15, * *, a Guo Fu tianhui growth hybrid fund owned by Guo Fu, increased by 19 times, with an average annual yield of 25%;
2. The neutral low volatility index of CSI 500 industry, an excellent index with an annual increase of 13 times 15 times (including dividend income), has an annualized income of 2 1.5%, far exceeding the annualized income of CSI 50014.3%;
3. In recent years, the net value of large-cap funds in China has increased by more than ten times, from 1 yuan in 2007 to13 yuan in 20 1 year, which is gratifying;
The above 1 is a fund product of Wells Fargo Fund Company, belonging to a mixed partial stock fund; The above 2 is the neutral low volatility index of CSI 500 industry. If you buy an index fund with reference to this index, you can also get a return of 13 15 times; The above-mentioned 3 also realized the growth of the net value of the fund dozens of times in just a few years.
It can be seen that the growth of more than 10 times in five years is not a case, but a dream of holding funds to reach 65438+ million principal!
But this is only one of our assumptions, which can be realized in theory does not mean that it can be realized in practice. It's like telling a big story, but in real life, many people invest badly.
You know, we are facing a cruel market environment. The market is unpredictable, and the income from market investment is not waiting for you, so you can't enjoy it.
Many times, even the stock fund with the highest rate of return in fund investment tries to obtain the average rate of return beyond the market. However, if the time is prolonged, few actively managed funds can surpass the market, and it is even difficult to achieve a long-term equal share with the market. What's more, they are gradually drifting away from the market index, and it is extremely difficult for funds with annualized returns of more than 10 to reach more than 10%.
It can be predicted that if your return on investment is 10%, it will be difficult to realize your dream of growing 10 times in five years!
Even if you can find a super-potential fund through deep investment knowledge and technical analysis, as in the three situations listed at the beginning of this article, can you guarantee that you can stick to your original heart and feel peaceful in the face of various extreme market environments?
Let's take a look at the time distribution chart of the fund held by the basic people:
We can clearly find that about 15% people can hold 1 year or more, and only 0.93% people can hold it for more than 5 years. It is precisely many investments that have made huge profits that require at least years of deep cultivation to increase the probability of making money and the redemption rate.
To sum up, if you want to get a return of 10 times in five years, you must have the determination to hold it for a long time in addition to choosing a good fund.
This probability is really too small, isn't it just like winning a million prizes in the lottery?