Judging from the work situation in recent years, graduates majoring in finance generally have these flows:

1. Banks with economic activities, which include four major banks such as China Industrial and Commercial Bank, Construction Bank and Agricultural Bank, joint-stock stores such as China Merchants Bank, urban economic activity banks and domestic branches of foreign banks;

2. Insurance institutions, guarantee brokerage enterprises, such as China people, no danger, Western Pacific guarantee, etc.

3. Central People's Bank, Banking Regulatory Commission, Securities Regulatory Commission and Guarantee Regulatory Commission;

4. Financial holding group, four asset management companies, financial leasing and insurance companies;

5. Securities enterprises, including fund management enterprises; Shanghai Stock Exchange, Shenzhen Stock Exchange and Futures Exchange;

6. Trust and investment enterprises, financial investment holding enterprises, investment consulting enterprises and large corporate finance enterprises;

7. The government key points of the national clerk series, such as finance, auditing and customs departments;

8. Social security fund management core or social security bureau;

9. Some policy banks, such as National R&D Bank and China Agricultural Progress Bank;

1. Securities Department and Finance Department of listed (or to be listed) joint-stock enterprises;

11. Teachers majoring in finance and finance in colleges and universities, research institutions to discuss people who hold positions, and institutions that publish widely.

On the whole, the finance major has been popular in applying for the exam in recent years, and its career prospects are generally promising. However, according to the actual employment situation, the polarization is more serious. According to the observation and statistics of Wendu Education Economics Examination Center, there are not a few masters of finance in well-known universities who pay attention to practice and have a deep research foundation when they are in school. They have just left school and earned more than 1, annual salary.

Overview of employment situation

In recent years, China's financial market is going international, and there is an urgent need for highly specialized talents. The demand for graduates of finance is mainly concentrated in high-end markets, such as university teachers and market research and analysis of large companies, fund managers, investment managers, securities companies, insurance companies, trust and investment companies and so on.

Overview of employment direction

No matter whether you graduate from undergraduate or master's degree, the employment direction of finance graduates generally includes economic analysis and forecasting, foreign trade, marketing, management, etc. If you can obtain some qualifications, your employment will be wider, your employment level will be higher, and your salary will be better, such as Chartered Financial Analyst (CFA), Chartered Wealth Manager (CWM), fund manager and actuary.

(1) Economic forecast analysis and management consultants

Economic forecast analysts are widely distributed in various industries, but generally only multinational companies, large and medium-sized enterprises, government economic decision-making departments and public research institutions in various industries will be set up. Mainly responsible for the collection and analysis of various market data. The importance of this position is becoming more and more obvious. Management consultants mainly flow to some consulting companies, such as IT consulting, strategic consulting, marketing consulting, auditing and listing counseling.

(2) Foreign trade personnel

sell the products produced by the "world factory" to foreign customers; Looking for foreign sources for domestic customers; Organize international trade goods logistics, etc. A considerable number of foreign trade personnel have set up their own foreign trade companies after their experience is mature.

(3) Management positions

Postgraduates are different from undergraduates. Most of them have participated in some social practices during their master's degree study and have some work experience, so when they formally enter the society, they can also get some management positions, such as production management, administrative management, personnel management and financial management.

(4) fund managers

Among them, with the emergence of more fund projects and fund management companies, the society will need a large number of fund managers, and fund managers are high-level talents in this industry, and their responsibilities can be roughly divided into: responsible for raising a certain fund; Responsible for the operation and management of the fund; Responsible for the listing of funds and monitoring after listing. At present, talents in this field are in short supply, and their career prospects are promising. Professional managers in the fund industry are in greatest demand. It is not easy to become a qualified fund manager. Generally, it is necessary to have a master's degree or above, a professional knowledge background in risk control, a strong multi-disciplinary and multi-industry analysis and judgment ability, a keen sense of market and rich practical experience.

(5) Securities brokers

The quality requirements of securities brokers mainly focus on two aspects: first, solid knowledge of financial funds; Second, investment experience based on long-term observation of the market; Because securities investment is a high-risk and high-yield investment, as a securities broker, we must study the price change trend of the regime market, grasp the regularity, and combine the analysis of various factors affecting securities prices to gradually accumulate and have considerable investment experience and skilled business operation ability.

in recent years, the number of investors in China has soared. This huge investment group has provided a huge market for the rise of securities brokers. At present, China's securities brokers are divided into securities salesmen, commission brokers, intermediary brokers and exchange intermediary brokers.

(6) Stock analysts

Stock analysts mainly provide stock market investment consulting services for stock market investors, and hold relevant lectures, reports, analysis meetings, etc. Some stock analysts publish stock review articles in newspapers and periodicals, and provide stock market investment services through public media such as radio and TV stations. To engage in stock analysis in China, you must have a bachelor's degree or above and have more than two years' experience in securities business, and you need to take two courses: Basic Theory of Securities Investment and Securities Investment Analysis. Those who pass the examination and meet the requirements need to apply to the local securities management department or directly to the China Securities Regulatory Commission, and only after examination and approval can they obtain the qualification certificate. The person who has obtained the qualification certificate applies to the securities management department through the securities investment consulting institution where he belongs, so as to obtain the practicing qualification, and finally the practicing certificate is issued by the China Securities Association.

Employment prospects

At present, the structural contradictions of financial talents in China are more prominent, and the following types of people are still relatively lacking: first, senior management talents who can act as leading figures; Second, compound talents who are proficient in foreign languages, law and computers; Third, senior professionals in law, consulting, intermediary and accounting, and financial talents and financial service talents with international financial management concepts and experience are scarce.

in addition, the development of many intermediary businesses within the financial industry also requires the participation of senior professionals, such as personalized financial product design and investment income from customer funds.

Salary level

There is a big gap in salary and income among graduate students majoring in finance, which is closely related to the popularity and influence of schools and tutors, as well as their own ability shaping and practical experience. Among them, financing, capital operation and consulting services have broader development prospects and considerable income. The monthly salary ranges from 6, yuan to 3, yuan. If you can enter a multinational investment bank or a multinational consulting company such as Accenture and McKinsey, the annual salary is mostly around 2,, and there are other benefits.

industry scanning

There are many two disciplines in the economics category, and they can engage in a wide range of industries after graduation. However, according to the statistics and sampling of the employment situation of graduate students in economics in Wendu Education in recent years, the employment of graduate students majoring in economics is mainly concentrated in the financial system, consulting industry, securities industry, accounting, investment banking, media, public decision-making or research departments, etc. Of course, there are also independent entrepreneurs or employees in other industries.

The financial system mainly includes banks and asset management companies, and each major bank will provide a certain number of jobs every year. The main distribution is as follows:

1. Central bank: China People's Bank

2. Banking regulatory agency: China Banking Regulatory Commission

3. National policy banks: China Development Bank, The Export-Import Bank of China and China Agricultural Development Bank

4. Four major commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank

5. China merchants bank, China Minsheng bank, Shanghai Pudong development bank, Huaxia bank, China citic bank, industrial bank, China everbright bank, Guangdong development bank, Bohai bank

6, city commercial banks: basically, all cities have their own city commercial banks

7, rural commercial banks, rural cooperative banks, rural credit cooperatives

8, and some foreign banks' institutions in China, such as Citigroup.

The consulting industry is mainly management consulting, marketing consulting, IT consulting and other consulting institutions and investment banks, including multinational consulting companies such as Bi Bo, Accenture, McKinsey, Boston, Bain, Capgemini and Roland? Berg, Kearney, Morit, Deloitte, Booz, PricewaterhouseCoopers, etc., well-known local consulting companies such as Peking University Zongheng, Hejun Venture, Xinhua Xin, Yuanzhuo, Hampton, Huaxia Cornerstone, Zuoyou, etc.

The securities industry mainly includes various securities companies, such as CITIC Securities, Guotai Junan, Galaxy Securities, Shen Yin Wanguo, Huaxia Securities, China Merchants Securities, Guoxin Securities, Haitong Securities, Everbright Securities, Huatai Securities, Tianyi Securities, Original Securities, United Securities, Shanghai Securities, Beijing Securities, Kunlun Securities, Southwest Securities, Tiantong Securities, Xiangcai Securities, Industrial Securities, Nanjing Securities and soochow securities.

The media is also a good industry. Generally speaking, the media space for graduate students majoring in economics is relatively large, mainly concentrated in financial media, such as Securities Times, Financial Times, china securities journal, shanghai securities news, 21st century business herald, Economic Observer, China Business News, Financial Times, Business Times, Economic Reference News, China Financial News, China Economic Times, China Business News, etc.

Other graduate students majoring in economics are distributed in some research institutes and government departments, such as social security fund management center (or social security bureau, usually in the insurance direction), finance, auditing and customs departments. Teachers majoring in finance and finance in colleges and universities; Researchers in research institutions; Securities department, finance department, securities affairs representative, board secretariat, etc. of listed (or to be listed) joint-stock companies.

celebrities who graduated from this major

In order to expand the representativeness, celebrities who graduated from economics are selected here, not just limited to finance.

(1) Xu Dianqing, Ph.D. in Economics, University of Pittsburgh, USA, is now an adjunct professor at Peking University

(2) Lin Yifu, former director of China Economic Research Center of Peking University, is now a senior vice president and chief economist of the World Bank.

ability training for postgraduates majoring in this major

1. It is also an option to have a high degree. After finishing the master's degree, if you can study for a doctorate.

2. Strong theory and profound research skills. It is best to publish papers in professional magazines such as Economic Research and Financial Research. Theoretical foundation needs to be strengthened, and attention should be paid to this problem during graduate school.

3. I have extensive knowledge, broaden my reading range, deepen my understanding, have unique views on financial phenomena, and my ideas can be verified in practical departments.

4. Be good at communication and handle interpersonal relationships. I don't have much background, but I get along well with all parties.

5. You need to take some certificates, including CPA, CFA, ACCA, etc. These certificates are equivalent to a ticket in many cases.

6. Accumulate some practical experience, and engage in various practical work during school, such as management consulting projects.