At present, the threshold of financial management is generally not very high. With 2, spare money, you can buy most of the financial management. So how can you manage the financial management with 2, spare money? How about buying a fund to manage money? We have prepared relevant content for everyone, and interested friends come and have a look!

how to manage money with twenty thousand spare money?

There are many ways to manage money now. Some people like to manage money with Alipay, some people like to manage money with WeChat, some people like to manage money with banks, etc. Generally speaking, most investors still describe bank financing.

according to the risk level, bank wealth management products can be divided into five types: cautious products (R1), stable products (R2), balanced products (R3), enterprising products (R4) and radical products (R5), and the increase of numbers represents the increase of risks.

Generally, a risk assessment is required before bank financing. Investors can choose the corresponding financial risk level according to the results of their own assessment, and it is most important to choose the financial management that suits them.

how about buying a fund to manage money?

2, pieces of spare money can be purchased for fund management. When managing money, you should first consider your own needs. If you can't bear great risks, you can choose to use low-risk fund types as the main ones, supplemented by high-risk fund types. For example, if you don't want to bear great risks, you can choose to buy 1, money funds, 5, yuan pure debt funds and 5, yuan stock funds.

because the risks of money funds and pure debt funds are very small, they can be allocated more when allocating, while the risks of stock funds are relatively large, so they can be allocated less, so that both risks and benefits can be taken into account.