1. Yu 'ebao is a monetary fund product. Its operator is Tianhong Fund Management Co., Ltd., and Alipay under Alibaba is the partner of Tianhong Fund Management Co., Ltd.. The bank is the custodian of Yu 'ebao, and the assets of Yu 'ebao need to be kept by a bank, and the bank is also the main investment direction of Yu 'ebao assets.

2. The five largest banks in China refer to the five large state-owned joint-stock commercial banks, including China Industrial and Commercial Bank, China Construction Bank, China Bank, China Agricultural Bank and Bank of Communications (Industry, Construction, China, Agriculture and Communications). China's five major banks are basically comprehensive commercial banks, covering a wide range of businesses and representing the most abundant capital and strength in China's financial sector.

3. Yu 'ebao is a balance appreciation service created by Alipay. When you transfer the money to Yu 'ebao, you purchase the Yu 'ebao Monetary Fund provided by Tianhong Fund, and you can get income. The funds in Yu 'ebao can also be used for online shopping payment at any time and can be flexibly extracted. In April 215, the scale of data balance treasure "the second in the world" increased by 1 billion against the market.