Fund is also a common financial management method, which is deeply loved by investors because of its safety, low risk and stable income. So when can the fund be sold? What are the ways of fund sales? Please follow Bian Xiao to have a look!

When can the fund be sold?

General funds need to be sold on the next trading day after purchase, preferably between 2: 50 pm and 2: 59 pm on the trading day. The transactions of the fund before three o'clock shall be calculated according to the net value at the close of the day. At the end of the day, you can know the ups and downs of the fund that day by looking at the estimate of the fund's net value. If the fund goes up, you can choose to sell it and get more income. If it falls, it will be considered according to the actual situation.

The trading hours of the Fund are: 9: 30am-11:30am from Monday to Friday, and13:-15: 00pm in the afternoon. Trading is not allowed on weekends and legal holidays.

Is there any risk in fund financing?

Investors need to fully understand and study, formulate their own investment strategies and actively manage their investment portfolios, so as to reduce risks and improve investment returns in fund financing. In addition, it is recommended to consult a professional financial or investment consultant before investing to get more personalized and professional advice.

What does fund management need us to do?

Understand risks: investors need to understand the risk characteristics of fund investment, including market risk, credit risk, interest rate risk and liquidity risk. Only when investors fully understand these risks can they better plan their investment strategies and make decisions that are in line with their risk tolerance.

Regularly evaluate investment objectives: investors should regularly evaluate their investment objectives, including the time demand for funds, risk tolerance and expected returns, and choose the fund products that suit them accordingly. Investors should be clear about their investment period and risk preference, and allocate assets accordingly.

Diversification: investors should diversify their investments in different types of assets to achieve diversification and reduce risks. This includes investing in funds in different industries, regions or asset classes to reduce the impact of the risk of a single investment on the overall portfolio.

Choose high-quality funds: investors should consider the background and experience of fund managers, the reputation and long-term performance of fund companies, as well as the cost structure and investment strategy of funds when choosing funds. Choosing high-quality funds with good performance and high transparency can improve the probability of successful investment.

Regular review and adjustment: investors should regularly review their investment portfolios and make necessary adjustments according to market changes and personal circumstances. Changes in the market and economy may affect the performance of funds, so investors need to actively manage their portfolios to adapt to the changing market environment.

What are the ways of fund sales?

1, set the take profit point.

The fund is automatically sold when it reaches its profit target. Before investing, investors are advised to plan the expected income target, and once they reach this point, they will sell all of them, so as to ensure the income and prevent the fund from falling or even losing money.

2, important pressure to sell

For example, when it rises to the previous high point, it is short. You can sell the fund by taking profits.

3. Choose a suitable sales time.

Some of the sold funds arrived on the day of T+ 1, while others arrived on the day of T+2 and T+3. Investors should also pay attention to the time when selling. For example, if a fund T+ 1 arrives and wants to redeem it before the National Day holiday, it needs to be sold before 3 pm on September 29th. If it is sold after 15:00, it may not arrive until after the National Day holiday.

Step 4 sell in batches

This method is suitable for investors who don't know whether the subsequent foundation will rise or fall. The purpose of selling in batches is to prevent investors from regretting their misjudgment.

Main types of funds in China

1. According to the specific criteria for fund classification by the State Securities Regulatory Commission, bond funds are funds with more than 80% of fund assets invested in the bond market, with relatively low risk; As mentioned above, funds with more than 80% of fund assets invested in the stock market are stock funds, which are greatly affected by the stock market, so the risk is high; Money market funds are mainly used to invest in low-risk securities funds such as government bonds and bank time deposit certificates; Hybrid fund refers to a type that both stocks and bonds contain.

2. Open-end funds have no fixed investment term, and investors can apply to the fund company for subscription or redemption at any time, and the trading method is flexible and free; Closed-end funds have a fixed closed term, usually more than five years, and investors can buy and sell through the secondary market.

3.a-share funds invest in the domestic securities market and QDII funds invest in overseas markets.

4. Active fund refers to the fund that the fund manager actively manages in order to obtain higher income; Passive funds usually refer to index funds.