The full name of rural commercial bank is rural commercial bank, which is a common small and medium-sized commercial bank and a regional bank. Usually, the region name is used as a prefix. So, is the interest rate of rural commercial banks high? What is the interest of rural commercial banks in 2023? Xi Cai Jun has prepared relevant contents for your reference.

Rural commercial banks are small and medium joint-stock banks. In order to absorb more deposits, the deposit interest rate is generally higher than that of large state-owned banks. Rural commercial banks are regional, and the deposit interest rates in different regions will be slightly different.

The following are examples of listed interest rates of rural commercial banks in some regions as of August 2, 20231:

1, Shanghai Rural Commercial Bank:

Current account: 0.2%

Periodically:

① lump sum deposit and withdrawal: three months 1.35%, six months 1.55%, one year 1.85%, two years 2.20%, three years 2.55% and five years 2.70%.

② installment, installment and fixed withdrawal: one year 1.35%, three years 1.55% and five years 1.85%.

2. Shenzhen Rural Commercial Bank

Current account: 0.2%

Periodically:

① lump sum deposit and withdrawal: three months 1.30%, six months 1.55%, one year 1.85%, two years 2.30%, three years 2.50% and five years 2.55%.

② installment, installment and fixed withdrawal: one year 1.30%, three years 1.55% and five years 1.65%.

3. Wuhan Rural Commercial Bank

Current account: 0.25%

Periodically:

① lump sum deposit and withdrawal: three months 1.55%, six months 1.75%, one year 1.90%, two years 2.30%, three years 2.80% and five years 2.80%.

② installment, installment and fixed withdrawal: one year 1.4%, three years 1.7% and five years 1.7%.

4. Chengdu Rural Commercial Bank

Current account: 0.35%

Periodically:

① lump sum deposit and withdrawal: 65438+ 0.85% for three months, 2.05% for six months, 2.25% for one year, 2.75% for two years, 3.2% for three years and 3.2% for five years.

(2) Installment deposit, installment deposit, deposit principal with interest: one year 1.4%, three years 1.7%, five years 1.7%.

5. Changsha Rural Commercial Bank:

Current account: 0.2%

Periodically:

① lump sum deposit and withdrawal: three months 1.6%, six months 1.8%, one year 2%, two years 2.5%, three years 3. 1% and five years 3.2%.

② installment, installment and fixed withdrawal: one-year 1.6%, three-year 1.8% and five-year 2%.