The interest rate of social security accounts is stipulated by the state, and the interest rate may be different in different regions. Generally speaking, the interest rate of social security account is determined according to the interest rate of provident fund account. The calculation of personal account interest is generally based on the balance of personal account funds, payment period and interest rate. The specific calculation formula is as follows: interest = balance of personal account funds ×( 1+ interest rate )× interest of payment period = monthly interest of savings deposit last month = basic pension+total amount of basic medical insurance × 10 ×2% interest = personal account funds × lawyer's witness.

Social security card 1 year deposit interest rate 2. 1%. If it is handled at the bank counter, the one-year deposit interest rate of social security card is 2.25%, which is 0.1%higher than the one-year annualized interest rate of large deposit of 2. 1%. For the same one-year time deposit product, instead of using the social security card, we use the savings card we usually use to handle the deposit: moreover, we handle the one-year time deposit at the deposit machine with an annualized interest rate of 1.75%, and the annualized interest rate at the bank counter is about 2%.

Social Security Card Financial Account Card: According to the social security card user-specific time deposit product launched in ICBC, the interest rate of 1 year time deposit is 2.25%, 65,438+10,000 yuan, and you can earn 2,250 yuan a year.

What is the annual interest rate of 65438+ million deposit social security card?

100000 is deposited into the social security card, and the one-year current interest is only 300 yuan, because the social security fund is a special fund, and financial management and investment, including bank time deposits, are not allowed. Social security funds put liquidity and safety first, and only ordinary demand deposits can meet his requirements. At present, the deposit interest rate published by the People's Bank of China is only 0.3%, so the final result is that100000 yuan multiplied by 0.3% is equal to 300 yuan.

Legal basis:

Article 60 of the Social Insurance Law

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.