The return on investment is normal, because everyone's financial ability is different, and the rate of return will be different. Some people have a good rate of return and earn a lot of money, while others have a negative rate of return, not only making no money, but also losing their principal. At present, the fund fluctuates greatly, and many people are at a loss. Ordinary people's financial ability is relatively poor. It is good that the yield can reach 5-8%, which has exceeded many people. The rate of return of experts will be around 10-20%, and those who earn more than 20% are great gods, and only a few people can achieve this rate of return.

The yield of 0~ 8% is actually very good for ordinary people, and it is not easy. Many people lost money, and some investors lost as much as 20%. Now, regardless of the rate of return, we must have a good attitude. Don't affect your attitude because of the rate of return, which will affect your judgment on the fund and prevent you from making wrong investment operations. My return on investment is only 5.6%, but the app shows that I have surpassed 90% of investors. I don't know whether this information is accurate or not, but there are really few people who can reflect high returns. The yield of experts is about 10, which is quite difficult for ordinary people.

If you want to improve your rate of return, you must improve your financial knowledge and ability, have the ability to judge when to buy and when to sell, know how to remedy once the fund falls sharply, make a good plan for your own funds, how many low-risk financial products to allocate, and how many high-risk financial products to allocate. Also learn how to choose funds, and many positive returns will be higher.

The above is my view on the return on investment. I think since investment is bound to be risky, we should also be psychologically prepared. The money invested must be idle money, and the money invested cannot affect our normal life.