The key to the so-called fixed investment strategy: actually, it is not, nor is it a quota, or even a long-term fixed investment strategy. The key point expressed by a formula: the income of fixed investment = the growth of the company × the effectiveness of the fixed investment strategy.
So most people ignore one thing. What is the growth of the company when choosing the fixed investment target? If in fact the growth of the company is zero, then the utility of the fixed investment strategy is equal to zero. If it turns out that the company has not only failed to grow, but even declined, then the efficiency and utility of fixed investment is actually equivalent to amplifying the loss.
A brother got it in 2002, and prepared to give his son a surprise adult gift, so he began to make a fixed monthly investment in 500 yuan for 20 years, and the pattern was fixed monthly investment after 20 10 years 1500 yuan. Time came to 2022, and my son was 20 years old. When the elder brother passed the surprise on to his son, his son cried. He said with tears in his eyes, "Dad, have you saved me 20 thousand yuan for so many years?" The elder brother touched his son's head and said, "Son, Dad hopes you can keep voting and believe in the power of compound interest."
Another story, one bought 47,000 when a fund was established in 2003. Soon mother forgot the existence of money. Because she used it when she bought it, the unit price of the position was low, but the share of the position increased. June 65438+1October 65438+April 2022, the mother was delighted to find that she had forgotten this fund in June 19. The total assets have reached1370,000 yuan, and the position income has reached13.23 million yuan, nearly 28 times!
These two cases tell us that finding (choosing the right) growth companies or industries is the significance of adopting the fixed investment strategy. If you choose the right company, the right growth company and the right growth company. Then the latter investment is too easy, even without consideration. Because as long as the company is growing, there is not much need to quit. Or there is no need to quit completely.
In this essence. The so-called success of fixed investment means that we do the right thing in the right way. If what you do is right, even if the efficiency is lower, the result is good. If what you do is wrong, the higher the efficiency, the worse the luck. Most people have only a superficial understanding of the fixed investment strategy. After listening to the "fudge" of some financial teachers, they focus on "regularity" and "quota" instead of "correct choice". In the end, a simple, effective and safe strategy doesn't work for them, or even backfires.