Because stocks are a high-risk and high-return investment tool, if you don't have enough knowledge of securities investment, it is easy to be cut.

For example, a listed A-share company recently announced that it will distribute a dividend of 2.46 billion yuan to all shareholders, and the dividend yield is as high as 10% according to the closing price of the day.

With such a generous dividend, the dividend yield is also high. At first glance, it is definitely a good investment opportunity for investors.

In fact, what most investors don't know is that according to the annual report of listed companies, the shareholding ratio of major shareholders is 8 1. 1%, that is to say, this dividend basically goes into the pockets of major shareholders.

Judging from the company's net profit in the past two years, the total is only 2.324 billion. If the dividend is 4 billion this time, will it have an impact on the company's business development (if the profit is not enough, how will the company's main business develop), and whether there is a situation of speculating the stock price through a large proportion of dividends, and then cooperating with shareholders to reduce their holdings.

So the next day, the Shenzhen Stock Exchange issued a letter of concern on this dividend.

In fact, there are many routines in the capital market, such as repurchase.

When it comes to repurchase, many investors may say that it is good for listed companies to repurchase. It would be nice if all listed companies in A shares were like American stocks. Because of media reports, the recent bull market of US stocks 10 has a lot to do with the repurchase of their own stocks by listed companies.

"oranges are born in Huainan and oranges are born in Huaibei." Repurchase has indeed been recognized by the capital market in the US stock market, but this does not mean that it is feasible in the A-share market.

Recently, there is a listed company in A-share, and it is planned to buy back 6.5 to 654.38+0.3 billion yuan, with the repurchase price not exceeding 26.35 yuan/share. At the same time, however, the rights issue plan was released, and the proposed ratio of 10 to 3 should not exceed1500 million.

What do you mean? Left-handed repurchase, right-handed financing, the financing amount is far greater than the repurchase amount. At the same time, the repurchased stocks are not cancelled, and the routine is not too deep.

For example, a listed company recently announced that it plans to exchange 1% of the company's shares for index funds investing in the CSI 300.

Because people may be sensitive to directly announcing the reduction, this relatively hidden means is adopted. But by making such an announcement, are you telling everyone that our company's stock will not rise above the Shanghai and Shenzhen 300 Index in the future?

Seeing this, I don't know if you have such feelings, whether it is repurchase, redemption or generous dividends. If investors don't pay attention, it is probably a routine.

Although when the market rises, the fund may not catch up with the increase of hot spots because of positions and other issues, but we all know that investment and financial management is a long-term process, pursuing long-term stable and reasonable returns, rather than getting rich overnight.

At the same time, it is much easier to choose a good fund than a good stock, and generally speaking, the fluctuation of the fund will be smaller than that of a single stock.

So this is why "funds are the most suitable investment tools for ordinary investors".