Bond-type wealth management products have expected returns, which are more intuitive for investors, and you can know the expected returns that may be obtained through forecasting. The calculation formula is: maturity income = principal * financial management days * annualized rate of return /365 days.

Fixed-income net wealth management products have no expected rate of return, but are marked with net unit value, and the income is related to the net product value. In order to facilitate investors' understanding, some net worth wealth management products will also provide an estimated annualized rate of return. The calculation formula is: maturity income = redemption date net value * redemption share *( 1- redemption fee).