The filing criteria for illegally absorbing public deposits are:
(1) In terms of the amount, the individual absorbed 200,000 yuan, and the unit absorbed 1 10,000 yuan or more;
(2) In terms of households, individuals absorb 30 households, and units absorb more than 150 households;
(3) It caused personal economic losses of 65,438+million and unit economic losses of more than 500,000.
The criteria for filing the crime of fund-raising fraud are: individual fund-raising fraud, the amount of which is more than 654.38+10,000 yuan; Unit fund-raising fraud, the amount is more than 500 thousand yuan.
Illegal fund-raising (according to the provisions of the Notice on Banning Illegal Financial Institutions and Illegal Financial Business Activities) refers to the behavior that a unit or individual raises funds from the public by issuing stocks, bonds, lottery tickets, investment fund securities or other creditor's rights certificates without the approval of the relevant departments in accordance with legal procedures, and promises to repay the principal and interest to investors in cash, in kind or in other ways within a certain period of time.
In order to punish illegal fund-raising crimes such as illegally absorbing public deposits and fund-raising fraud, the Supreme People's Court and other relevant units have studied and formulated the Interpretation on Several Issues Concerning the Specific Application of Laws in the Trial of Criminal Cases of Illegal Fund-raising, which will come into effect on 20 1 1 year.
Illegal fund-raising can be summarized as follows:
(1) Absorb funds by issuing securities, membership cards or debt certificates.
It is common to issue shares, bonds, lottery tickets, investment funds and other rights certificates in the name of futures trading, pawn, etc. or illegally raise funds. Illegal fund-raising by claiming shares, participating in dividends, entrusting investment, entrusting financial management, etc.
Illegal fund-raising through membership cards, membership cards, seat cards, discount cards, consumption cards, etc.
(2) Divide real estate, real estate and other assets into equal parts, and raise funds at high interest rate by selling their shares.
The latest change is: illegal fund-raising by selling its share and promising to sell it for leaseback, after-sale repurchase and regular rebate.
(3) Illegal fund-raising in the form of folk clubs.
Recent changes: using underground banks to raise funds.
(four) illegal fund-raising in the form of signing economic contracts such as commodity distribution.
Common ones are: illegal fund-raising by means of commodity sales and leaseback, repurchase and transfer, membership development, business joining and "quick integral method".
(5) Issuing lottery tickets or issuing them in disguised form to raise funds;
(six) illegal fund-raising in the form of pyramid schemes or secret series;
(7) illegal fund-raising in the form of orchard or manor development.
For example, illegal fund-raising is carried out in the name of planting, breeding, project development, manor development and eco-environmental investment.
(eight) the use of modern electronic network technology to build "electronic shops", "electronic department stores" and other "virtual" products to invest in entrusted operations, repurchase and other illegal fund-raising activities.
(nine) illegal fund-raising by setting up investment funds through the Internet;
(10) Illegal fund-raising in the form of "electronic gold investment".