There are many kinds of wealth management products, many of which are easily confused, such as trusts and funds. So is a trust a fund? Is there a difference between the two?

Is a trust a fund?

Trust is a kind of fund, and its full name is trust investment fund. As the name implies, funds refer to funds with specific purposes and uses, while trust funds refer to funds that are diversified by specialized investment institutions according to the principle of portfolio.

However, there are some differences between trust funds and popular fund investment products in the market. The characteristics of trust are as follows:

As a financial instrument, 1 involves more than "fund". Trust can not only invest in financial products such as securities, but also invest in industry. At present, the investment scope of securities investment funds is mostly stocks and bonds, but it also includes other investment channels.

2 The threshold of trust products is generally 654.38+00,000.

China has only 68 trust licenses.

It can be seen that the difference between trust and fund investment is mainly reflected in the threshold of license, investment scope and gold content.