Diagnosis benefits are also targeted at different types of diseases, such as malignant tumors. If you are diagnosed with a malignant tumor, you can apply for a claim with the insurance company based on the pathology report and diagnosis certificate, and get money for treatment in advance.

For example, you mentioned the transplantation of major organs. How is this diagnosed?

Compensation with a doctor's certificate?

Isn’t it too easy to compensate, and the probability of insurance fraud will be greatly increased?

Of course, you can only be compensated after the transplant surgery is done. As long as the surgery is done, the money will definitely be compensated to you. Do you think it is useless?

Therefore, agents need to make it clear when explaining to customers that not all diseases can be paid in advance, and they still need to distinguish the different claim conditions for different diseases.

With the development of medical level (tuberculosis was synonymous with death many years ago, but now it is not considered a major disease, which shows that medical level is developing), the cure rate of major diseases is getting higher and higher, just like many years ago

I heard that cancer is a terminal disease, and now the five-year survival rate of cancer is constantly rising. This is the improvement of medical standards, and the corresponding medical expenses are also increasing. Critical illness insurance plays this role.

If you really don’t believe in this kind of insurance, then I wonder if you have bought car insurance?

I believe that I will definitely buy car insurance after owning a car. Have you carefully read the specific details in the car insurance policy contract and do you understand clearly what should be compensated?

Which ones are not compensated?

Have you been compensated for any problems that occurred?

I buy insurance for cars (objects), but as a person who creates wealth, I have doubts about insurance. So, is the car more expensive or the person more expensive?

If the car breaks down, you can replace it, but if you have a physical problem, can you replace it with someone else?

Still needs active "repair".

Therefore, the top 25 major diseases stipulated by the China Insurance Regulatory Commission have the highest incidence rate among all serious diseases. The importance of critical illness insurance is unquestionable, because once a serious illness affects not only one person, but also the entire family, regardless of

This is a guarantee and responsibility for yourself and your family. I hope you are also a responsible person.