If you want to change residents' medical insurance into employees' medical insurance, you need to bring the certification materials, ID cards and medical insurance provided by the enterprise to the residents' medical insurance agency that handles residents' medical insurance, stop residents' medical insurance first, and then go through the insurance procedures for employees' medical insurance. According to the relevant regulations, the local tax department will check whether the insured person has paid the premium from the next month of medical insurance for the insured employees. If the premium has been paid, it will take effect from the first day of the month. If the payment is unexpectedly interrupted on the way, it is necessary to renew the insurance in time, otherwise the medical expenses will not be reimbursed, and the reimbursement can only be made after the insurance is renewed.

medical insurance

Medical insurance is usually implemented through national legislation and according to the principle of compulsory social insurance. The basic medical insurance fee shall be paid in full and on time by the employer and individual employees. Can not be paid in full and on time, not included in the personal account, the medical expenses incurred, the basic medical insurance fund will not pay. Medical insurance is insurance to compensate medical expenses caused by diseases. When workers get sick, injured or give birth, society or companies will provide necessary medical services or social insurance to get material help. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in our country are shared by the state, units and individuals, which reduces the burden on the company and avoids waste. If an insurance liability accident needs treatment, the insurance premium will be paid in proportion.

Classification of medical insurance

Personal medical insurance is mainly divided into two types: social basic medical insurance and commercial medical insurance. Due to different types, the fees paid are different, as follows:

1. Social basic medical insurance: divided into two forms: on-the-job employees and flexible employees. The payment ratio of on-the-job employees is divided into two parts: units and individuals. In general, the company pays 10% and the individual pays 2%, and * * * is 12%. For example, an employee's salary is 5000 yuan, so the medical insurance premium that the employee needs to bear is 5000*2%= 100 yuan. Social basic medical insurance for flexible employees will pay different fees because of different local standards.

2. Commercial medical insurance: based on the insurance company, the insured content and the number of years. There are many commercial medical insurance products, so there are many kinds of expenses.