Before making a fund, you must think clearly that fund investment (especially fixed investment) is suitable for long-term investment, and it usually takes more than three years, preferably more than five years, to see its investment advantages. Are you sure you won't use the money in the meantime? Because if you quit halfway, the cost is not a small loss.

If you are still determined to invest, then choose a better fund company. Choosing a fund company is similar to choosing a spouse, and you may have a lot to accompany you.

There are many bad fund companies in China, so don't touch their products. Companies like Huaxia, Xingye Global, Penghua and Bank of Communications Schroeder are all very good, so try to choose the funds they send.

The way the fund decides to invest is to prepare for those who will not choose the opportunity to enter the market. Fund fixed investment does not need to choose the timing, and it is right to start at any time.

In addition, from the second half of 2008, the trend of China stock market will be very pessimistic, which has a lot to do with the current situation and trend of economic development in China.

If you want to protect your wealth, I suggest you change the short-term unused funds into dollars and save them. You may not see the benefits of doing so in the short term, but you will see the benefits in 2-3 years.

If you must buy a fund, buy a fund with a medical theme.

At present, the medical theme funds on the market mainly include:

Tianfu Pharmaceutical Fund issued 20 10/0,470,006 in September.

201165438+1E Fund for Health Care issued in October, 1 10023.

Huabao Xingye Pharmaceutical Bio-optimization Fund issued in February 20 12; 240020