Which is more risky, on-site fund or off-site fund?
The trading risks of on-site funds and off-site funds are the same, but the trading platforms are different. On-exchange fund transactions first need to open a securities account, which is higher than the capital threshold of off-exchange funds; On-site funds can be purchased directly through Alipay, Tian Tian Fund Network and other fund sales platforms, without additional account opening, which is more convenient than on-site fund trading.
Who is safer, on-site fund or off-site fund?
As long as investors trade on-site funds and off-site funds on a formal platform, their security performance is the same, and there is not much difference. However, on-site and off-site fund investment itself is a risky investment. As long as you trade, you may lose money, whether on or off the market. The size of the loss depends on the type and amount of funds purchased by investors.
Investors need to bear certain risks when trading funds, so when buying funds, they must buy according to their own risk tolerance. If the risk tolerance is relatively low, you can buy money funds, bond funds and other funds with relatively low risks; If the risk tolerance is high, you can choose some stock funds, index funds and hybrid funds. Although this kind of fund has high investment risk, the corresponding investment income is also relatively high, which is more suitable for radical investors.