According to Licaitong, Harvest's short-term debt-based fund has an annual income of 3.30%/kloc-0. It is worth noting that since the establishment of 13, Jiashi ultra-short debt has achieved positive returns every year, with a cumulative yield of 57.85%. This kind of performance can be said to be very difficult, because although the risk of bond funds is lower than that of equity funds, most bond funds may also be in a bond bear market.
Harvest ultra-short debt is a low-risk fund, which is higher than the money fund, but lower than the ordinary bond fund and equity fund. They invest in short-term bonds, which are pure debt funds, and do not invest in stocks, convertible bonds and new shares, so the risk is relatively low. The duration of bonds invested by Harvest's ultra-short debt fund is less than 1 year, and the withdrawal amount is small, which is beneficial to fund managers to control risks. From the perspective of risk level and investment scope, the risk of Jiashi ultra-short debt fund is relatively controllable.
Finally, if you want to buy this fund, you'd better hold it for more than 7 days. If you hold it for less than 7 days, you have to pay a redemption fee of 1.5%, which is still relatively high.