1. There is no money to invest, and the deduction in that month is unsuccessful. After three consecutive unsuccessful attempts (three months), the fixed investment agreement will be automatically terminated, and no deduction will be made in the future. However, the fund share you invested in before is still in your account, and it will remain unchanged unless you initiate the redemption operation. In other words, the account will be completely emptied only if you don't pay the money and redeem the existing share.
If you don't pay, nothing will affect you. You may be worried about the credit problem of your account, and it won't affect it.