Current location - Trademark Inquiry Complete Network - Tian Tian Fund - When did the old-age insurance system start?
When did the old-age insurance system start?

Subjectivity of law:

Endowment insurance comes into effect automatically after the elderly within the legal scope completely or basically withdraw from social labor life. The "complete" mentioned here is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. It should be emphasized that the legal age limit (with different standards in different countries) is the practical measure. Endowment insurance is an important part of social security system and one of the most important five types of social insurance. The so-called endowment insurance (or endowment insurance system) is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers after reaching the working age limit stipulated by the state to terminate their labor obligations or quitting their jobs because of old age. Inquiry on individual endowment insurance payment: Note: After opening the inquiry page, you can only inquire by entering your personal name and ID number; Solutions to the problems in the inquiry: 1) One person has multiple accounts, mainly because the employee fails to handle the personal account transfer procedures in time. Please contact the social insurance agency in the insured place in time to complete the personal account transfer and merger procedures. 2) The ID number is zero or duplicate. If you find such problems, please contact the social insurance agency in the insured place. If it is true that my ID number is duplicate, please apply for changing the ID number at the public security household registration center. 3) This system only provides basic information about personal social security (inquiry handling). If you have any questions in the inquiry, you can go to the social security (inquiry handling) hall on the fifth floor of Hefei Administrative Service Center for detailed inquiry. 4) For details, please consult the telephone consultation system of Hefei Labor and Social Security Bureau. Tel: 12333 Legal objectivity:

The China Municipal Government has vigorously promoted the construction of a multi-level old-age insurance system. On the basis of participating in the basic old-age insurance according to regulations, qualified enterprises can establish enterprise annuities for their employees. The first two decades of the 21st century is a crucial period for the development of the endowment insurance in China. The state will continue to improve the basic old-age insurance system combining social pooling with individual accounts. China has entered an aging society with a fast aging speed and a large elderly population, and the aging population will reach its peak in the 193s. In order to protect the basic livelihood of the elderly and safeguard their legitimate rights and interests, the China Municipal Government has continuously improved the old-age insurance system, reformed the fund-raising model, established a multi-level old-age insurance system, and strived to achieve the sustainable development of the old-age insurance system. Strengthen the construction of the basic old-age insurance system for urban employees and reform the basic old-age insurance system for urban enterprise employees. In 1997, the China Municipal Government unified the national basic old-age insurance system for employees of urban enterprises, and combined social pooling with individual accounts. Enterprise employees who have reached the statutory retirement age (6 years for male employees, 55 years for female cadres and 5 years for female workers), and who have paid individual contributions for 15 years, can receive a basic pension on a monthly basis after retirement. The basic pension is mainly composed of basic pension and personal account pension. The monthly standard of basic pension is equivalent to about 2% of the average monthly salary of local employees in the previous year, and the monthly standard of personal account pension is 1/12 of the accumulated storage amount of my personal account (11% of my salary). The state adjusts the basic pension level with reference to the price index of urban residents' living expenses and the wage increase of employees. In 23, the average monthly basic pension for enterprise retirees was 621 yuan. Expand the coverage of basic old-age insurance. China's basic old-age insurance initially only covered state-owned enterprises and urban collective enterprises and their employees. In 1999, China extended the coverage of basic old-age insurance to foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees. Provinces, autonomous regions and municipalities directly under the Central Government may stipulate that individual industrial and commercial households in cities and towns should be included in the basic old-age insurance according to local actual conditions. In 22, China extended the coverage of basic old-age insurance to urban flexible employees. In 23, the number of people participating in the basic old-age insurance nationwide reached 155.6 million, including 116.46 million employees. We will carry out pilot reforms to improve the basic old-age insurance system. In 21, the China Municipal Government began to carry out a pilot reform to improve the basic old-age insurance system, including: gradually establishing personal accounts, realizing the accumulation of some funds, and exploring ways to maintain and increase the value of funds; Reform the method of calculating and distributing basic pensions, and link the level of basic pensions more closely with the years of employees' insurance payment. After 15 years of insurance payment, employees will issue a certain proportion of basic pensions for each additional year of payment; Unified insurance payment method for flexible employees, the payment base is unified as the average salary of local employees, and the payment ratio is unified as 2%. On the basis of the pilot project in Liaoning province, the scope of the pilot project was expanded to Jilin and Heilongjiang provinces in 24. Explore the reform of the retirement system of institutions and institutions. The staff of state organs and institutions in China implement a retirement pension system different from that of enterprises. In 23, there were 67, retirees and 9.31 million retirees in government agencies and institutions. Since the 199s, some areas have begun to explore the reform of the retirement system of government agencies and institutions, and carried out the pilot reform of social pooling of retirement expenses. By the end of 23, there were 11.99 million employees and 2.58 million retirees participating in the pilot project of social overall planning. Multi-channel fund-raising for basic old-age insurance Under the background of accelerating population aging and increasing retirees, the payment pressure of basic old-age insurance fund in China is increasing. In order to ensure that the basic pension is paid in full and on time, the China Municipal Government raises the basic pension insurance fund through various channels. Enterprises and employees shall pay the same fee. Generally speaking, the enterprise payment shall not exceed 2% of the total wages of the enterprise, and the specific proportion shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government; Individual employees pay 8% of their wages. Urban individual industrial and commercial households and flexible employees participate in the basic old-age insurance, and individuals pay about 18% of the local average wage. In 23, the total income from the collection of basic old-age insurance for enterprises nationwide was 259.5 billion yuan. Increase financial subsidies to the basic old-age insurance fund. The state stipulates that governments at all levels should intensify efforts to adjust the structure of fiscal expenditure and increase investment in social security. In 23, financial subsidies at all levels to the basic old-age insurance fund amounted to 54.4 billion yuan, including 47.4 billion yuan from the central government. Establish a national social security fund. In 2, the government of China decided to establish a national social security fund. The sources of the national social security fund include: funds transferred from the reduction of state-owned shares and equity assets, funds transferred from the central government, funds raised by other means with the approval of the State Council and investment income. The National Social Security Fund is managed by the National Social Security Fund Council, and market-oriented operation is implemented in accordance with the procedures and conditions stipulated in the Interim Measures for the Administration of National Social Security Fund Investment. The national social security fund is an important financial reserve for the implementation of social security such as endowment insurance, and has accumulated more than 13 billion yuan by the end of 23. Promoting the Socialization of Endowment Insurance Management Service; In the past, China enterprises had to bear the basic pension payment and personnel management of their retirees. In order to ensure the timely and full payment of basic pensions for retirees and reduce the burden of corporate social affairs, the government actively promotes the socialized payment of basic pensions. By the end of 23, all basic pensions for enterprise retirees had been socialized, and 84.5% of enterprise retirees had realized socialized management services. In order to improve the management level of social insurance in an all-round way, and meet the needs of the continuity of social insurance relations in the labor transfer and flow, the China Municipal Government has implemented the "Golden Insurance Project" since 23, with the goal of realizing the nationwide computer networking operation of social security information. At present, the central and provincial networking of endowment insurance information has been initially realized. Establishing a Multi-level Endowment Insurance System In recent years, the China Municipal Government has vigorously promoted the construction of a multi-level endowment insurance system. On the basis of participating in the basic endowment insurance according to regulations, qualified enterprises can establish enterprise annuities for their employees. The enterprise annuity fee is paid by both the enterprise and individual employees, and the fund is fully accumulated and managed by personal account. Enterprise annuity funds shall be managed and operated in a market-oriented way. In 23, nearly 7 million people participated in the enterprise annuity plan. In addition, the state also encourages the development of personal savings endowment insurance. The first two decades of the 21st century is a crucial period for the development of the endowment insurance in China. The state will continue to improve the basic old-age insurance system combining social pooling with individual accounts, and gradually implement individual accounts. All eligible urban employees will be included in the basic old-age insurance. Establish and improve the provincial endowment insurance swap fund, and gradually implement provincial overall planning on the basis of improving municipal overall planning. Establishing a Multi-level Endowment Insurance System In recent years, the China Municipal Government has vigorously promoted the construction of a multi-level endowment insurance system. On the basis of participating in the basic endowment insurance according to regulations, qualified enterprises can establish enterprise annuities for their employees. The enterprise annuity fee is paid by both the enterprise and individual employees, and the fund is fully accumulated and managed by personal account. Enterprise annuity funds shall be managed and operated in a market-oriented way. In 23, nearly 7 million people participated in the enterprise annuity plan. In addition, the state also encourages the development of personal savings endowment insurance. The first two decades of the 21st century is a crucial period for the development of the endowment insurance in China. The state will continue to improve the basic old-age insurance system combining social pooling with individual accounts, and gradually implement individual accounts. All eligible urban employees will be included in the basic old-age insurance. Establish and improve the provincial endowment insurance swap fund, and gradually implement provincial overall planning on the basis of improving municipal overall planning.