In order to cultivate students' correct consumption concept, stay away from social bad online loans, and open up channels for student financial assistance through multiple channels, Hebei Normal University recently decided to launch the "Campus Interest-free Emergency Loan" fund project. The fund will provide small, interest-free and short-term emergency loans to students with financial difficulties or temporary and sudden difficulties, and help students solve temporary living difficulties and emergency needs and successfully complete their studies.

The funds for the "campus interest-free emergency loan" come from the love donations or voluntary interest-free deposits of teachers and students of the school, the love donations of social enterprises, institutions and alumni, and some related funds extracted from the Education Foundation. According to the plan, from June this year, according to the principle of borrowing and returning, the volunteer team of teachers and students of the business school of this school will simulate the lending process of commercial banks and carry out interest-free lending business for qualified students ~

Can the education fund in Alipay be loaned?

Yes, you can.

1. Open and log in to Alipay, then click Wealth in the lower right corner of the interface, and then click Personal Loan.

After entering the personal loan, you can see the current loan amount. The initial amount seems to depend on your credit, usually 1500. With a loan, the amount can be increased. Click on it

Enter the amount to be applied in the loan amount, and click the repayment plan to view the repayment plan. For example, if Bian Xiao enters 5000, the repayment plan will arrange the repayment date and amount according to 5000, and then Alipay will deduct this amount from your balance.

2. Click OK to use it, and then enter the payment password to complete the loan application, which is very convenient.

/kloc-what is the interest of 0/00000 as an education fund?

1 ten thousand. 100000 as the interest of the education fund is100000. Interest refers to the reward that the currency holder (creditor) gets from the borrower (debtor) for lending money or monetary capital. Including deposit interest, loan interest and interest generated by various bonds.

National student loan policy?

The student loan policy for college students is as follows:

There are generally two kinds of student loans commonly used by college students: national student loans and student credit student loans. The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of college student loan.

How to account for the education fund loan?

The company pays the education foundation to do the accounts like this:

The company pays money to the foundation, which is a donation and a non-operating expenditure! For example, Company A donates 20,000 yuan to a foundation as its educational expenses, then: accounting entries: debit: non-operating expenses of 20,000 yuan, and loan: bank deposits. (Because foundations belong to social organizations and social security departments, they belong to the tax-free system).