Legal analysis: Under normal circumstances, the initial provident fund inquiry password is 6 digits after the personal registration number, that is, 4 digits after the ID number +00. If you forget your password, you can only call the provident fund hotline 12329. Provident fund is housing provident fund. Housing accumulation fund refers to the long-term housing accumulation fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, non-enterprise units, social organizations and their employees.

Legal basis: Article 24 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund is under any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.