1. The scope of investment targets is different

In a broad sense, funds are one of the financial management methods. Investment tools in the investment market: funds, stocks, futures, etc. all belong to the category of financial management. .

2. Returns and risks are different

The investment direction of financial management is very wide, and the risk is determined by the nature of the product itself, from low-risk fixed-income products to medium- and high-risk stock options and futures Etc., risk is directly proportional to return.

3. Different pricing methods

The net value of a fund is calculated once a day, and the net value is updated once a day. The pricing methods of financial products also vary according to different investment methods. For example: general bank financial management: it has an expected rate of return, and the expected income level fluctuates up and down according to the expected rate of return. The product generally has a closed period, and interest is paid at maturity or paid regularly; prices of stock futures options and other prices fluctuate in real time during the opening period. .