What is the net value of the fund unit? Investors can simply understand the price of buying a fund. For example, if you buy a fund of 1 1,000 yuan today, it needs to be clear that when you place an order, you don't know how many copies you bought at what price, because according to the regulations, if we submit a subscription application before 3 pm on the trading day, we should make a subscription with the net value of the fund on that day, but this net value will usually be announced at 7 pm or later. If we submit our application on a non-trading day or after 3 pm on a trading day, we will buy the price of the fund.

Therefore, the net value of the fund will be announced only after the market closes. With net worth, it is easy for us to calculate how many funds we have bought. The specific formula is: fund share = (subscription fund-handling fee)/unit net value. If the net value of the fund on that day is 65,438+0 yuan, the investor will spend 654.38+million yuan and subscribe for 654.38+million fund shares. After calculating the share, if you want to know the market value of the fund you have in the future, you can simply multiply it by the net value of the fund, which is very simple.

What is the cumulative net value of the fund? Everyone knows that some funds will pay dividends more or less every year, so it is impossible to know the usual profitability of the fund through the unit net value of the fund, and it can be made up by looking at the accumulated net value. According to the formula, cumulative net value = unit net value+cumulative dividends, including distributed dividends, can better reflect the income of the fund. By comparing the net value of the two, we can know the accumulated dividends since the establishment of the fund.

Some funds also announced the cumulative net value of reinstatement. What is that? Mainly considering that some citizens did not leave after receiving dividends, they chose the income after reinvestment.

The significance of the cumulative net value of the fund's reinstatement lies in that it calculates the income from dividend reinvestment. If the funds don't leave the market after paying dividends and choose to reinvest in dividends, the holders can get the same amount of income from each fund. This also shows from one side that it is more cost-effective for investors to reinvest in dividends when they meet a good fund.

Seeing such a high net worth, some investors who have just bought funds are a little "afraid of heights" and think that it is not cost-effective to buy high-priced funds, preferring to buy funds with a net worth below 1 yuan. This idea is actually wrong. Investors should remember that no matter how much the net value of the fund is, the market value of the fund you hold on the day of subscription is the same. What determines the future investment income is not the net value of the fund, but the future profitability of the fund. Therefore, investors should focus on finding the fund manager or fund product that can make the most money for you. In fact, some star funds currently on the market have high net worth and strong earning power.