2. If the holding period is less than 1 year, a handling fee of 0.5% shall be charged.

3. If it has been 1-2 years, a handling fee of 0.25% is required.

I can't see you holding that photo.

You bought it from China Bank, which means that if you want to redeem it, Harvest will deduct the handling fee, and then we will see if China Bank will charge the service fee, so you need to ask the customer service of China Bank separately.

If you need to calculate the handling fee, you can call Jiashi customer service, and they can help you calculate the specific fee. 4006008800