If the fund does not trigger the dividend conditions in the prospectus, then it will not pay dividends. Therefore, it means that you don't have to pay dividends at the end of the year. If the conditions are met, dividends can be paid at a certain point.

For example, 2 yuan, an investor, bought 1 1,000 shares of a fund, and at this time, the net value has reached 3 yuan, which triggered the dividend conditions in the prospectus. At this point, the investor has earned 1 1,000 yuan. If the net value returns to 2 yuan, the 1 1,000 yuan earned by investors will be distributed to investors.

The fund pays dividends because of its high net worth, and many citizens have "fear of heights", so the dividend is to reduce the net worth, and the dividend income is also brought about by the previous increase in net worth, not an extra payment. In other words, assuming that the net value of the fund itself is very low, there is no such thing as dividends.

On the contrary, it is assumed that fund A can get dividends every year, while fund B has never received dividends, indicating that the investment return ability of fund B manager is not as good as that of fund A manager in disguise.

Fund dividend means that the fund distributes part of its income to fund investors in cash. What investors see is actually the decline of the fund's net value, and fund dividends will not make investors lose or make investors earn. According to the Interim Measures for the Administration of Securities Investment Funds, fund management companies should distribute at least 90% of the net income of funds in cash once a year. The "Interim Measures" have expired, and how to allocate them now is subject to the provisions of the Fund Contract.

The fund can pay dividends, indicating that the fund is profitable. Generally, dividends can only be paid if certain conditions are met. Being able to pay dividends means a high return on investment and a high probability of future profit after dividends.

The fund dividend is actually a part of the increase in the net value of the fund before it is distributed to investors. This income is not extra. For investors, the total assets of the fund dividend fund will not change. Whether to make money after dividends depends on the future trend of the underlying stocks of the fund.

For example, when the net value of the fund is 3 yuan, it meets the dividend conditions of the fund. If 0.5 yuan's dividend plan is adopted at this time, the net value after dividends will become 2.5 yuan.

For investors, if investors happen to buy funds when they are in 3 yuan, due to the high purchase cost, there will be losses in the account after dividends, but the total assets will remain unchanged; If an investor buys a fund when he is in 2 yuan, the holding income of the fund will still be positive after dividends, plus 5,000 yuan in cash.