The simplest, Alibaba's antitrust, people always say that its market value has evaporated, but the capital is still there. It is difficult for retail investors to turn over because of lack of funds. This is also a private enterprise giant.
Because good capital operation is inseparable from the good development of the market economy. As a high-risk financial management method against inflation, funds are not suitable for everyone, but there are reasons for their existence. Just like doing business, there are risks and benefits.
The above is purely a personal opinion, perhaps too shallow. However, people still have to return to rationality. If you define the fund as one of the ways people manage their money, it will return to normal, but it is impossible to get rich by it. What ordinary people want is stability, long-term and sustainability.
In fact, the nature of funds is almost as small as stocks. There are gains and losses, and there is no stable fund. Last year's fund market was generally optimistic, and most of them were profitable. But it doesn't mean that the fund will definitely make a profit.
There are many friends around me, and the fund I bought three years ago is still being quilted.
For a novice in the stock market. Or people who have been losing money in stock trading, the fund is actually a better investment method. After all, it is much safer for professionals to do professional things than for most amateur investors to take chances.
Even if you choose a fund, you need some knowledge. You can't just rely on luck, and you can't follow other people's advice. You can't just look at the performance of a fund in the past six months and recent months. A little longer, look at the performance of this fund since its establishment and the performance of the fund manager he has mastered.
The most taboo of investment funds is day trading, like stock trading. Personally, I feel that funds can be invested for a long time, at least for several months, or I can set a profit point for myself. I must have a goal and not be too blind.
Give the conclusion first, the idea of the subject is impossible to realize.
China's fund market is not so mature, but it is not so bad. Nowadays, people who invest in funds have failed to achieve prosperity, and it is even more impossible in the future. It can even be said that the future fund selection will be more difficult. There are more foundations with poor performance than now, and the poor selection may be more than the loss of their own stocks.
The subject asked: "Will the state appoint fund managers?" . Since the subject also knows to use the word manager, it is necessary to know that managers only exist in for-profit organizations. It is impossible for the state to appoint any personnel to profit-making institutions. This is an act of interfering in the financial market, which is absolutely impossible. If you want to be a fund manager, you have to rely on the market to speak, and you have a high enough education and certain investment experience to enter this industry. Although the operating performance is mixed, if the trading fund is much worse than the average level, fewer people will buy the fund, and the fund will enter the liquidation procedure, and the fund manager may have to say goodbye to the investment community. After all, fund companies don't keep idle people.
As for why I say it is more difficult to choose a foundation in the future, it is impossible to make the country rich and the people strong, mainly because with the promotion of the de-retail of the stock market, fewer and fewer retail investors can be harvested by institutions. In the future, the stock market will gradually become an inter-agency struggle like the American capital market. Now fund managers can earn better performance by making money from retail investors. The future will be a confrontation between funds, and bad fund managers will bring huge losses to investors. Whether investors lose money or not has nothing to do with the fund manager. The income of the fund depends on the fixed income such as subscription, redemption fee and management fee, and has no direct relationship with the performance of the fund. Of course, the performance of the fund is good, there are many investors, and the fixed fees charged are also high. Therefore, it can only be said that the performance of the fund will indirectly affect the income of the fund company, but the loss of investors is real money.
It is precisely because funds, like stocks, can go up or down, and funds are even less likely to become a way for the whole people to get rich. After all, investment is a zero-sum market, and the money you earn must be the money lost by others, which is determined by the nature of the market itself and cannot be artificially changed.
Of course, you can invest in money funds. This kind of fund can achieve the prosperity of the whole people to a certain extent, at least it will not lose money. At present, the annualized income of the Monetary Fund is around 2%. If everyone gets on the bus, everyone can earn 2% a year. From this point of view, you can also say that everyone's wealth has increased, regardless of the increase rate is not as fast as inflation.