Don’t worry, it’s a huge loss!
Nowadays, almost everyone has one or two credit cards. Credit cards can be said to have brought a lot of convenience to our lives.
Generally, in addition to caring about the credit card transaction points, the most important thing you care about is the credit card limit.
Having a high-limit credit card is not just about having more money to overdraft, it is more of a status symbol and a representation of integrity.
If you want a high-limit credit card, there are actually tricks. In addition to the usual swiping more and using more, the credit cards of major banks have their own unique and alternative tips, and the tips are often more practical.
China Construction Bank: It is said that CCB's credit card limit is low and it is difficult to increase the limit for overseas consumption. In fact, domestic banks generally like foreign currency consumption, especially CCB.
Therefore, if you want to improve your CCB credit card, you can do more overseas shopping or make purchases in your US dollar account. When the limit is almost reached, call customer service to raise the limit. The chance of success is high.
ICBC: Brushing stars to increase your balance. Brushing stars is the most effective way to raise your balance at ICBC. The specific operation is to use ICBC online banking to buy thousands of dollars of financial management, precious metals or funds, etc., and make multiple purchases in a short period of time. This way
The star rating will increase quickly.
After mentioning 6 stars, call customer service and apply for a quota increase. The increase will be very impressive!
Agricultural Bank of China: Spend according to preferences. The difference between Agricultural Bank of China and other banks is that it does not like to be maxed out, but prefers merchants in the catering and entertainment categories, and the credit card usage needs to be controlled at about 80% of the limit. After using the card for 6 months,
You can call customer service to apply for a quota increase.
In addition, the Agricultural Bank of China has greatly relaxed the limit increase in May and August. If you call to apply for a limit increase, you can basically increase the limit successfully.
Ping An: Insurance limit increase Ping An has many businesses, and naturally there are many ways to increase the limit. If you want to buy another company's business but don't have enough money, they will definitely be eager to increase your limit for fear of losing customers.
You can transfer the money in the card to almost the same amount, and then call customer service and ask for insurance. By default, it will be deducted from the credit card. If you don’t have enough money, they will increase the amount for you. If the conditions are better, they will directly increase the fixed amount.
Investment Promotion: Independent Limit Increase on WeChat. China Merchants Bank Credit Card has such a function in the WeChat client, that is, you can enter your own credit card information, and then you can see your own limit status.
What's even more amazing is that it also displays the fixed and temporary limits that can be increased. Enter the highest fixed limit you want to mention in the fixed limit, and the result will not disappoint you.
If it fails, just fill in a few more numbers and try a few more times. Anyway, you won't get pregnant if you try.
Bank of Communications: Improving your character score is a big data product of Bank of Communications. Improving your score is much simpler than sesame score. You just need to swipe more Bank of Communications cards, repay in installments, and introduce a few more friends to apply for Bank of Communications cards, and you can earn up to 700 in minutes.
.
Don't worry if it doesn't work. At this time, use the freezing method, stop it for a period of time, and let it work.
In order not to lose you as a high-quality customer, we will increase your quota to retain you.
Guangfa: Guangfa is one of the few banks that regularly raises fixed quotas on a recurring basis. You can spend the money in the card at once, and then apply with customer service for installments that will not occupy the quota. This way, you will have a new quota to use before the money is paid off.
, which is equivalent to doubling the amount.
After the application is approved, you can go to different merchants to spend money, and after you have spent it, you can apply for installments that do not occupy the quota, so that the quota will always be higher than before.
Generally speaking, if you want the bank to increase your credit limit, you have to let it know your needs, and if you maintain good repayment habits, there is no reason not to increase your limit.
At the same time, make good use of the bank's temporary limit function and other bank-related business activities, and it will be simple to increase the limit.