Will Alipay lose money from Yu 'ebao?
Yu 'ebao will not deduct more money. First of all, even if the fund loses money, it only loses money to buy the principal, and will not deduct money to buy money outside the fund. As a fund investor, you only need to bear the responsibility of fund loss or fund contract termination. In other words, when the fund assets lose money, it will only bear the loss with the invested funds, and will not deduct money from your other bank cards or third-party payment accounts.
In fact, the maximum loss of the fund will not drop to zero, which means that no matter how much the fund loses, it will not lead to a penny left. Even if the fund is about to be liquidated due to poor management, the remaining assets will be distributed to investors according to the share ratio of the holders.
What is capital settlement?
Fund liquidation refers to the realization of all fund assets and the distribution of income to holders. The liquidation time is stipulated in the fund contract when the fund is established. The holders' meeting may modify the fund contract and decide the liquidation time of the fund.
According to the relevant laws and regulations of China Fund, if the net asset value of the fund is less than 50 million yuan on the liquidation day of the fund for 60 consecutive days, or the number of fund share holders is less than 200 for 60 consecutive days, the fund manager has the right to announce the termination of the fund after the approval of the China Securities Regulatory Commission.
After reading the above introduction, I believe that everyone can have a good understanding of whether the loss of Alipay Fund will deduct the money from Yu 'ebao. Don't always worry about losing money when buying funds. It is best to prepare a reserve fund that has not been used in recent years.