If you are a conservative or cautious investor, it is not recommended to buy hybrid funds and equity funds. Because the risk levels of hybrid funds and equity funds are medium risk and above, they are suitable for investors of stable and above types.

Second, look at the asset size (in the fund file).

Generally, it is necessary to choose a fund with a moderate scale, and it is best to choose a fund with a scale of 2 billion-6543.8+0 billion.

Third, look at the rating.

Alipay used to have a professional investment company to rate the fund, but now it can't be found. You can look at it through other platforms, which are generally available. Of course, the more stars, the higher the rating, and the better the fund.

Fourth, look at the three-year performance trend (below risk).

Alipay provides a performance trend of up to three years, and some platforms provide a performance trend of five years.