The medical insurance benefits for officials at or above the division level are: medical expenses can be reimbursed within a certain range 100%. You don't need to queue up to go to the clinic, you can wait in the specialist clinic, and those who need to be hospitalized can live in the cadre ward. You can also reimburse a certain bed fee.

First, what is the medical insurance treatment at or above the division level?

Generally speaking, the cost of going to the hospital for treatment can be reimbursed 100% within a certain range. If you don't have to wait in line to go to the clinic, you can wait at the specialist clinic. Department-level cadres who need hospitalization can enjoy the cadre ward, and the state will reimburse you for a certain bed fee. However, if a cadre is demoted, he will no longer enjoy the treatment at the original level, but should enjoy the treatment that the demoted level should enjoy.

Second, the composition of medical insurance

1. Basic medical insurance is the basis of medical insurance system. The combination of individual account and overall fund can guarantee the basic medical needs of the insured. Mainly used to pay for general outpatient, emergency and hospitalization expenses.

2. Supplementary insurance for large medical expenses is a supplementary form of basic medical insurance, and it is a form of life insurance for large medical expenses established for employees with reference to a commercial insurance mechanism. Practical experience shows that it is a form of supplementary insurance that the insured must participate in. The fund is mainly used to pay medical expenses above the maximum payment limit of the basic medical insurance pooling fund.

3. The supplementary insurance premium for large medical expenses shall be paid by the employer or the employer and its employees (including retirees). The provincial social medical insurance center will re-insure the expenses to commercial insurance companies and supervise the whole process of compensation.

4. Medicaid for civil servants is a medical subsidy system established by the state to ensure that the medical treatment level of civil servants will not decrease on the basis of participating in basic medical insurance. It is to give appropriate subsidies to the medical expenses above the maximum payment limit of the overall fund, and the personal burden of medical expenses for chronic diseases in hospitalization and long-term outpatient service. Institutions that originally enjoyed free medical care may refer to these measures.

5. Enterprise supplementary medical insurance refers to some enterprises with good economic conditions, which can establish supplementary medical insurance for employees and retirees on the basis of participating in basic medical insurance. The payment items are similar to Medicaid for civil servants, but the unit has greater autonomy.

6. Commercial medical insurance is a supplementary form of social medical insurance system, which is voluntarily participated by units and individuals. The state encourages individuals to participate in commercial medical insurance.

The medical treatment of departmental level cadres is as above. If a cadre is demoted, he will not enjoy the treatment at that level during his demotion. Basic medical insurance is paid by everyone and generally includes the above parts. Of course, you can also buy additional commercial medical insurance to increase protection.