Hello: the education fund depends on how much money the children want to prepare. A premium of more than 65,438+0,000 yuan meets the current education expenses. Children's insurance is basically divided into several types: major diseases, accidental medical care, and education funds. 1, major diseases: In order to prevent children from suffering from major diseases when they were young, the family spent too much money. However, since the maximum accumulated liability insurance for the death of a child before 18 years old cannot be higher than100000 yuan, it is more appropriate as a child education fund when the child is younger than 18 years old. 2. Accidental medical treatment: children are naughty when they are young, and there are often injuries caused by accidents. Accidental medical treatment is to reimburse this part of the expenses, such as falls and injuries caused by pets. 3. Education Fund: Very useful. It is a special fund for children to go to school, get married and provide for the aged. Now every parent wants to leave the most and best things to their children, and save some money for their children every year so that they can have their own accounts. You can take it at any time when you use it, and accumulate interest when you don't use it. Recommend several products for children's insurance: 1, Sino-British Life Insurance-HaoErlang 2, Huaxia Life Insurance-Tongxinsuo 3, Haikang Life Insurance-Qian Duoduo 4, Sino-Life Insurance-Fortune 5, Great Wall Life Insurance-Sammo Hung B. Because the maximum death insurance coverage for children before 18 is only 65,438+10,000. I am an insurance broker. If necessary, we will contact you again. I hope my answer will satisfy you.