I. Taxes and fees to be paid for the purchase of new houses

(1) Taxes to be paid for the purchase of commercial housing: 1, deed tax, 3-5% of the total purchase price (different tax rates in different provinces, municipalities and autonomous regions), and half of ordinary commercial housing, that is, 1.5-2.5%. 2. Stamp duty, 0.05% of the total purchase price.

(2) Fund: 1, housing maintenance fund, accounting for 2-3% of the total purchase price, and 2% in most places; 2, non-staple food price adjustment fund, 2 yuan/square meter, some places are not used.

(3) The fee is 1, and the transaction fee is 0.5% of the total house purchase price, and the buyer and the seller each pay 0.25% (residential 3 yuan /m2, which is paid by the developer but not by the buyer). 2. The real estate license fee varies from place to place, but it does not exceed 100 yuan. 3. The cost of land use certificate varies from place to place.

(4) The following expenses are incurred in the case of mortgage: 1, appraisal fee, accounting for 0.2-0.5% of the total house price; 2. Insurance premium: the total house price multiplied by the loan period multiplied by 0.65,438+0% multiplied by 50%; 3. Notarization fee, the loan amount multiplied by 0.03%; 4. Mortgage registration fee, 100 yuan; 2. What buyers need to pay: the deed tax for non-ordinary houses should be doubled. If you want to buy a house, you should pay attention to whether the house you choose is an ordinary house. According to the regulations of the state, the deed tax shall be paid to the state for the sale of the house, and the collection standard is: ordinary house 1.5%, and 3% of high-grade house shall be borne by the buyer. According to local regulations, housing must meet three conditions at the same time before it can be recognized as ordinary housing. These three conditions are: the plot ratio of residential quarters is above 1.0 (inclusive), the single building area is below 140 (inclusive) square meters, and the actual transaction price is lower than the average transaction price of houses on the same level of land 1.2 times. What the seller needs to pay: a fixed tax for one year. If you want to sell your house, the tax you have to pay may vary greatly according to the length of time you bought it. After June 2005 1, in addition to stamp duty, business tax, urban construction tax and education surcharge, the transfer of second-hand houses has to pay land value-added tax and personal income tax. Only after all the tax payment certificates are obtained can the house purchase invoice be issued and the title certificate be transferred. If the purchase time is less than 2 years, the business tax will be levied in full, including stamp duty 0.05%, business tax 5%, urban construction tax 0.35%, education surcharge 0. 15%, land value-added tax and personal income tax. If the purchase time is more than 2 years but less than 5 years, only stamp duty and personal income tax need to be paid. If the purchase time is more than 5 years, there is no need to pay any other taxes except stamp duty.

Hope to adopt, thank you.