1. Personal expenses: after the outpatient co-ordination fund is used up, the excess medical expenses need to be paid by personal account or cash.
2. Continue to reimburse within the annual limit: In some areas and under the medical insurance policy, although the outpatient co-ordination fund has a limit, it can still enjoy a high reimbursement ratio after the total medical expenses reach a certain standard in that year. Please refer to the local medical insurance policy for specific regulations.
3. Family * * * assistance: Some areas support the family * * * assistance function of medical insurance personal account, which allows the insured to use the funds of their immediate family members (such as parents, spouses and children) to pay their own medical expenses.
4. Supplementary medical insurance: If you have purchased commercial supplementary medical insurance, you can try to make claims through commercial insurance for the part that is insufficient for outpatient co-ordination.
5. Recalculation cycle: The outpatient co-ordination quota is generally updated once a year. At the beginning of the new medical insurance year, the outpatient co-ordination fund usually returns to the initial quota.
6. Handling of special circumstances: special diseases, chronic diseases, etc. In some areas, there is a special outpatient serious illness security system, even if the outpatient co-ordination is used up, you will enjoy other special subsidies or a higher reimbursement rate.