180031 Yinhua Small and Medium Cap Hybrid is a hybrid fund. This type of fund has relatively large fluctuations and is suitable for fixed investment.

So how to choose a fund that suits you?

1. Screen the appropriate types by category: Those who invest in fixed investments should choose index funds and hybrid funds with relatively large fluctuations. 2. It is best to have an operation time of more than 3 years, open on a non-regular basis, and can apply for redemption at any time.

3. Look at fund performance: choose funds that have grown steadily in the past year and have relatively good returns.

4. Look at the fund manager: maximum drawdown rate (used to describe the maximum loss that investors may face, preferably within 10% of the debt base and 45% of the equity base), replacement frequency (don’t change frequently) Buffett has repeatedly advised investment

Author: "You must invest within the scope of your own understanding." It is better to learn financial management knowledge before investing. It is better to understand clearly before investing.