Fund dividend means that the fund distributes part of the income to fund investors in cash, which is originally a part of the net value of the fund unit. People usually refer to funds mainly as securities investment funds.
In China, if you buy a stock fund, you will get little dividend after one year, so there is little difference between them. If the amount of your investment is relatively large, I suggest you change it to dividends, which can only be operated on the website.