The medical insurance card is not universal across the country and is limited to the place of insurance.

The medical insurance card is a special card for medical insurance personal accounts. It uses the personal ID card as the identification code and stores detailed information such as the personal ID number, name, gender, and account fund allocation and consumption status.

As of December 2019, medical insurance has not been universal across the country and is only available in some regions.

The direct settlement of hospital medical expenses for cross-provincial medical treatment in different places across the country has been steadily advancing, and the number of designated medical institutions and the number of people registered for cross-provincial medical treatment in different places has continued to grow.

Since its launch in January 2017, as of the end of March 2019, a total of 2.03 million direct settlements for cross-provincial medical treatment have been achieved, with medical expenses of 48.54 billion yuan, fund payment of 28.51 billion yuan, and fund payment ratio of 58.7%.

Medical insurance refers to social medical insurance.

It is a social insurance system for the state and society to provide workers with basic medical needs when they fall ill in accordance with laws and regulations.

Medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of coverage when they fall ill.

On January 12, 2016, the State Council issued relevant documents to promote the integration of urban residents’ medical insurance and the new rural cooperative medical system, and gradually establish a unified urban and rural residents’ medical insurance system nationwide.

On December 20, 2016, the Ministry of Human Resources and Social Security held a video conference on the national network of basic medical insurance and direct settlement of medical treatment in other places, and signed agreements with 22 provinces including Beijing that applied for the first batch of national network of basic medical insurance and direct settlement of medical treatment in other places across provinces.

The work responsibility letter was issued, marking that the direct settlement of cross-provincial medical treatment in different places has officially entered the implementation stage.

The composition of social coordinated medical insurance is: the payment base is M: employee salary income + allowance.

The unit pays 8%M per year; individual employees pay 2%M per year; the unit payment of 8%M includes: 6.6%M to 7%M goes into the overall account (1%M to 1.4%M goes into the personal account) hospitalization expenses; individual contribution wages

2%M: 2%M goes into the personal account (plus 1%M to 1.4%M paid by the unit) for outpatient expenses.

Legal Basis Article 25 of the "Regulations on Basic Medical Insurance for Urban Employees of the People's Republic of China" If you move out of the province or move within the province, the balance of the personal account can be transferred; if it cannot be transferred, it should be returned to the person.