Since it is said that stock trading is not as good as buying funds, what are the reasons besides the most frequently heard?
The overall rate of return of the fund market is higher than that of the stock market.
WIND data counts the yield data of A-share market and fund market.
Judging from the data of this year's investment market, the overall yield of equity funds is much higher than that of the A-share market.
According to the statistics of WIND, the median increase in the overall return of A shares is 10.3%, while the median increase in the return of equity funds is 35.8%, of which the median increase in the return of equity funds is 33% and that of hybrid funds is 37.7%. Significantly ahead of A shares.
The range of data statistics is 3,534 equity funds that have been formally established, including 0.34 equity funds, 2,500 hybrid funds and 3,745 A-share stocks. In terms of quantity, the two are at the same data level, so the income data is very referential.
That is to say, among more than 3,000 stocks in the market, half of them have returns below 10.29%, while half of the equity funds have returns above 35.77%, which is not a fraction of a star.
If you look at the weighted return data, the difference between the two is more obvious.
Wandequan A Index is calculated by the free market value of A shares, with an increase of 23.3%. Similarly, after weighting, the average increase of equity funds is 44. 1%, and the increase of hybrid funds is 35.6%, which is more than ten points higher than the Wonder All-A Index.
Fund investment experience is better.
The sense of investment experience can not only achieve good returns, but also control the level of withdrawal.
The better the retracement control, the better the investor's investment experience.
According to WIND's statistics, the maximum retracement of stock market is -23.44%, and that of stock funds is-15.2%, among which the maximum retracement of stock funds is-16. 1%, and that of hybrid funds is-14.
It can be seen that the withdrawal of equity funds is much better than that of stocks. Equity funds have lower volatility and better investment experience.
The sense of investment experience has a great influence on investors' mentality. The better the experience, the better the investment sentiment, the longer the long-term investment, and the more patient you are to wait for the bull market.
The overall risk control ability of the fund is stronger.
Equity funds are better than A-shares in income and have stronger risk control ability.
The negative rate of return of A shares is 34.6%, while that of equity funds is only 1.6%, among which the negative rate of return of equity funds is 3.4% and that of hybrid funds is 0.8%.
Moreover, the largest decline of A shares was 88.67%, that of equity funds was 19. 13%, and that of hybrid funds was 9%.
Under such a downward contrast, the possibility and probability of stock funds withdrawing funds are much higher than that of stocks.
Through the above real data, we can completely judge that the fund is more suitable for ordinary investors, and through comparison, we can also find that the investment experience, risk control level and rate of return of hybrid funds are slightly higher than those of stock funds.
I hope the above contents are helpful to you.