Digital finance is a digital process of financial industry with a new generation of information technology as the core, which is usually a form of traditional finance and the Internet.

Digital finance mainly includes Internet payment, mobile payment, online banking, financial service outsourcing and online loans, online insurance, online funds and other services.

With the advantages of data technology, digital finance extends from mastering the data of commodity flow, capital flow and information flow to financial core business areas such as payment, financing and investment, and transforms the financial industry with digital systems.