Tencent financial management includes three categories: sound financial management, insurance financial management and index fund financial management. The risks and benefits are summarized as follows:

Steady financial management: including money fund and regular financial management, with less possibility of loss and relatively low income, it is suitable for conservative investors.

Insurance financing: It is a new type of financing product issued by insurance companies, which is more risky than money funds.

Index fund financing refers to fund products operated by fund companies and tracked by specific indexes. Usually, "the index goes up, the fund goes up, and the index goes down", which has risks and benefits.