There is no money in the medical insurance card paid in rural areas.

Because the rural medical insurance card does not have a personal account, the fees paid are directly attributed to the overall account, so it is only useful when hospitalization or outpatient care reaches the medical insurance threshold.

In ordinary times, the rural medical insurance card mainly records the detailed information of the insured, as well as payment and reimbursement status, etc.

The main functions of the rural medical insurance card: 1. Personal social security related information records, electronic vouchers and information inquiries, etc.

2. Record basic information such as name, ID card number, date of birth, gender, ethnicity, household registration location, etc. of the insured person.

3. Inquire about your pension, unemployment, medical, work-related injury and maternity insurance payment status.

4. You can use the card to seek medical treatment in hospitals and buy medicines in pharmacies.

5. Handle social security matters such as medical care, unemployment, pension, work-related injury and maternity.

6. Query information such as the total cumulative amount of pension insurance and medical insurance.

7. Handle social security matters such as receiving pensions, job hunting, unemployment registration, and even participate in vocational training.

8. It will have multiple functions in one card, such as paying utility bills, swiping cards for bus rides and electronic wallet functions.

The reimbursement ratio of rural medical insurance is: 60% reimbursement for visits to village clinics and village central clinics; 40% reimbursement for visits to town health centers; 30% reimbursement for visits to secondary hospitals; and 20% reimbursement for visits to tertiary hospitals.

1. Outpatient and emergency medical expenses: The accumulated medical expenses within the scope of basic medical insurance for active employees within the year (January 1st to December 31st) exceed 2,000 yuan.

2. Settlement ratio: During the contract period, 50% of the dispatched personnel's expenses exceeding 2,000 yuan will be reimbursed, and the individual will pay 50%; the maximum amount of outpatient and emergency reimbursement paid to dispatched personnel in one year is 20,000 yuan.

3. Insured persons must properly keep the outpatient medical receipts (including receipts for large amounts and below, the bottom of prescriptions, etc.) for medical treatment at designated hospitals as proof of medical expense reimbursement.

I hope the above content will be helpful to you. If you have any other questions, please consult a professional lawyer.

Legal basis: Article 26 of the "Social Insurance Law of the People's Republic of China" The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.