First, log in to the medical insurance mobile phone application or platform.

First of all, you need to open the mobile phone application of medical insurance or visit the corresponding online platform and log in with your personal account. Ensure that the application or platform used is official or credible to ensure the safety of personal information and funds.

Second, find the refund function or option.

After logging in, you usually need to find the refund-related functions or options on the interface of the application or platform. This may involve steps such as browsing menus, searching for keywords or viewing personal account details.

Third, submit a refund application.

After finding the refund function, fill in the necessary refund application information according to the tips of the application or platform. This may include personal information, insurance policy number, reasons for refund, etc. Please ensure that the information filled in is accurate, so as not to affect the efficiency and accuracy of refund processing.

Fourth, waiting for review and handling.

After submitting the refund application, you need to wait for the medical insurance provider to review and handle it. The review time may be different according to different situations, depending on the tips of the application or platform. While waiting, you can check the progress or status of the refund application at any time.

Verb (short for verb) received a refund.

If the refund application is approved, the medical insurance provider will deposit the refund into the designated account. This may take some time, depending on the payment channel and the processing speed of the bank. Once you receive the refund, please check the amount and account information to ensure that it is correct.

To sum up:

Refund of medical insurance mobile phone fee is a relatively convenient operation process, but attention should be paid to choosing official or credible applications or platforms to ensure the safety of personal information and funds. When submitting a refund application, you should fill in the relevant information carefully and wait patiently for the review. After the refund is successful, please check the payment information to make sure it is correct.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 30 provides that:

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.