Du Xiaoman Wealth Management (formerly Baidu Wealth Management) is a specialized wealth management platform under Du Xiaoman Finance, providing diversified wealth management products such as fund investment, current wealth management and bank regular wealth management to help users achieve wealth growth with peace of mind. 2065438+April 2008, Baidu announced that its Baidu Finance had officially completed the signing of the spin-off agreement, and the financial brand was upgraded to Xiaoman Finance, and the wealth management brand was upgraded to Xiaoman Finance.

At this stage, there are some products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management), including current products, fixed-term wealth management products and selected fund products. Users can choose according to their own liquidity preferences and risk preferences. For example, Baixin Wisdom Savings, a current product, has a net income of about 4. 1%. It is low-risk, can be accessed at any time, bears interest on the same day, and can be withdrawn on any natural day without any restrictions on trading days. For example, baixin bank structured deposit, a term bank wealth management product, and Changjiang Monthly Earnings, an old-age security product, have the highest annualized rate of return of about 4.8%, which are low-risk products and are suitable for stable and above investors. Regarding the purchase of fund products, you can pay attention to the risk rating of the fund and choose the right fund according to your risk preference and ability.

I hope the above information can help you. Investment is risky and financial management needs to be cautious. Please choose a product that suits your risk preference and is familiar to you.