Futures have product risk levels, from R 1 to R5 and R3, and there is a capital threshold. Stock index futures, options and crude oil futures are high-risk varieties, and R5 is an OTC financial derivative with unlimited risk exposure.

The risk grade r3 of the fund is balanced, which indicates that the risk of the product is moderate and the expected return fluctuates to some extent. Fund risk levels are generally divided into five levels, in which R 1 is prudent low risk, R2 is steady low risk, R3 is balanced medium risk, R4 is enterprising medium high risk and R5 is radical high risk. With the increase of risk level, the risks that users need to bear will also increase, and the corresponding benefits will be higher.