The medical insurance card cannot be paid as a whole during the freezing period. According to the relevant policies and regulations:

1. For units that have not paid or accumulated arrears of more than 1, yuan for two consecutive months, the medical insurance agency may suspend their insured persons from enjoying the basic medical insurance benefits paid by the overall fund.

2. Only after the insured units pay the basic medical insurance premium in full can they continue to enjoy the basic medical insurance benefits.

There are many reasons why the medical insurance card is frozen:

1. Repeated enrollment results in two accounts.

due to the frequent turnover of personnel, the insured employees often go through the insurance formalities in multiple units, and the managers of each unit are not very familiar with this, which leads to repeated insurance and the generation of two accounts, so that the insured employees will have two or more medical insurance cards in their hands, which will lead to the failure to use them normally.

2. The unit or individual owes money. When the unit fails to pay the medical insurance fund to the tax department or the medical insurance center in time, the municipal medical insurance center will freeze the medical insurance card of the employees of the unit; When an individual fails to pay off the medical insurance fund for the next year in time before the end of the year, his card will also be frozen and cannot be used.

3. Long-term overseas personnel. Because of the resettlement procedures, when you choose to seek medical treatment in a different place, your medical insurance card cannot be used within the scope of this city, and you can only submit the reimbursement to the medical insurance center window with the invoice of the medical institution you choose in a different place.

4. The medical insurance has not gone through the formalities of transferring to retirement. Due to enterprise restructuring and other reasons, some insured employees fail to go through the retirement formalities at the window of the medical insurance center in time after receiving the pension according to the regulations, and their medical insurance accounts will also be frozen when their medical insurance status is still on the job. As long as you bring your ID card and medical insurance card to the window of the medical insurance center, you can unlock the account.

5. The medical insurance card is lost. Because you can't find your own medical insurance card at the moment and it's too late to report the loss, you can apply for temporary freezing of your account. However, to avoid this situation, it is best to change your initial password at designated medical institutions and pharmacies to avoid the loss of your account.

6, illegal use of medical insurance card.

If the medical insurance account is frozen for any reason, you should bring your ID card and medical insurance card to the medical insurance window of the municipal administrative service center for handling.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.